What is Credit Card Late Fee?
A credit card late fee is a fee charged when your payment is received after the due date. When you have a balance on your credit card, your payment is due a minimum of 21-25 days after the end of your billing cycle. This period is known as grace period. If you make a payment after your due date or you make less than the minimum payment, you’ll be charged a late fee. Different credit card issuers charge different late fee amounts:
| Credit Card Name | Credit Card Late Fee Amount |
|---|---|
| American Express Late Fee | Up to $35 | How to Get Late Fee Waived at American Express |
| Chase Late Fee | Up to $35 | How to Get Late Fee Waived at Chase |
| Citibank Late Fee | Up to $35 | How to Get Late Fee Waived at Citibank |
| Bank of America Late Fee | Up to $35 | How to Get Late Fee Waived at Bank of America |
| Capital one Late Fee | Up to $35 | How to Get Late Fee Waived at Capital One |
| Discover Late Fee | Up to $35 | How to Get Late Fee Waived at Discover |
| Wells Fargo Late Fee | Up to $35 | How to Get Late Fee Waived at Wells Fargo |
| BarclayCard Late Fee | Up to $35 | How to Get Late Fee Waived at BarclayCard |
| Synchrony Late Fee | Up to $35 | How to Get Late Fee Waived at Synchrony |
| Comenity Late Fee | Up to $35 | How to Get Late Fee Waived at Comenity |
| USAA Late Fee | Up to $35 | How to Get Late Fee Waived at USAA |
| Navy FCU Late Fee | Up to $35 | How to Get Late Fee Waived at Navy Federal |
| Others Credit Card Issuers | Usually $25 to $39 |
| Other Fees Credit Card Charges | NSF Fee | Balance Transfer Fee | Cash Advance Fee | Foreign Transaction Fee | Annual Fee |
Charge cards require you to pay the entire balance in full at the end of a billing period. American Express is known for its charge cards like the American Express Platinum Card.