These are common Credit Card Acronyms and Abbreviations used on this sites and are often written as acronyms.
24/7: 24 hours a day, 7 days a week
AA – American Airlines or Citibank AAdvantage Platinum Select Credit Card
AA EXE – Citibank AAdvantage Executive
ABA: American Bankers Association
ACH: Automated Clearing House
ACS: Authorization, Clearance, and Settlement
AF: Annual Fee
AGC – American Express Gift Card
Amex: American Express
AOR – App-O-Rama – Applying for multiple credit cards at the same time
APR: Annual Percentage Rate
ATM: automated teller machine (cash dispenser/machine)
AVS: Address Verification Service
AX – American Express
B2B: Business-to-Business
B2C: Business-to-Consumer
BCE – Blue Cash Everyday – American Express Credit Card
BoA – Bank of America
BCP – Blue Cash Preferred – American Express Credit Card
BIN: Bank Identification Number
C1 – Capital One
CAP – Chip and PIN
CARD Act: Credit Card Accountability Responsibility and Disclosure Act (U.S.)
CB – Cash Back
CC – Credit Card
CLI – Credit Limit Increase
CSP – Chase Sapphire Preferred
CSR – Customer Service Representative
CVC: Card Verification Code
CVV: Customer Verification Value (code on back of card) – A three- or four-digit number that is printed on a card to verify its authenticity. The “2” refers to the printed code on the card. (CVV1 is encoded on the magnetic stripe of the card.)
DC – Diners Club
DE – Delta Airlines
DI – Discover
DL – Delta Airlines
DS – Discover
EFT: Electronic Funds Transfer
EMV: Europay, MasterCard and Visa, companies that originally started a joint venture to promote global standards for smart cards used in payment transactions.
EQ – Equifax
EU: European Union
EX – Experian
FACTA: Fair and Accurate Credit Transactions Act (U.S.)
FASB: Financial Accounting Standards Board (U.S.)
FATCA: Foreign Account Tax Compliance Act (U.S.)
FDIC: Federal Deposit Insurance Corporation (U.S.)
FHR – Fine Hotels and Resorts – American Express Platinum and Centurion cardholder benefit
FI: Financial Institution
FTC: Federal Trade Commission (U.S.)
FTF – Foreign Transaction Fee
FX: Foreign Transactions
GC – Gift Cards
HP – Hard Pull (A hard credit card inquiry) vs. Soft Pull
HSA: Health Savings Account
IRS: Internal Revenue Service (U.S.)
JC – Japan Credit Bureau
JCB – Japan Credit Bureau
L/A/P: Loyalty/Award/Promotion cards
MC – MasterCard
MO – Money Orders
MPX – MileagePlus X
MR – Membership Rewards – American Express Membership Reward Points
MS – Manufactured Spend or Manufactured Spending
NPSL – No Preset Spending Limit
PAN: Primary Account Number
PCI: Payment Card Industry
PIN: Personal identification Number
POS: Point of Sale
PRG – Priority Rewards Gold – American Express Gold Card
SKU: Stock-Keeping Unit – Most retailers and online retailers have a unique SKU for each item on inventory.
SP – Soft Pull – A soft credit card inquiry (vs. Hard Pull)
SPG – Starwood Preferred Guest
SSN – Social Security Number
SWIFT: Society for Worldwide Interbank Financial Telecommunication
T&Cs: Terms and Conditions
T&E: Travel & Entertainment
TO – Maestro
TU: TransUnion
TYP: Thank You Points – Citibank Reward Program
UPC: Universal Product Code
UR – Ultimate Rewards – Chase Bank Reward Program
VAT: Value-Added Tax
V-card: Virtual Card
VGC – Visa Gift Card
VI – Visa
VPN: Virtual private network
VR – Vanilla Reload
WEMC – World Elite MasterCard
WF – Wells Fargo
YMMV – Your Mileage May Vary